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Payment Methods

YWAM Sendai accepts payments and donations through several approved methods. The best option depends on whether you are sending money from outside Japan or within Japan, and on the type of payment being made.

In general:

  • Wise is the recommended method for international payments
  • domestic bank transfer is the normal method within Japan
  • credit card payments via Stripe and PayPal are available as backup options when needed
  • some costs may need to be paid in cash in Japan

A simple guide:

  • If you are outside Japan: use Wise whenever possible
  • If you are in Japan: use domestic bank transfer
  • If you want to pay by credit card: use Stripe
  • If Wise or bank transfer is not possible: Stripe or PayPal may be used as backup methods
  • If you are paying certain school-related costs in Japan: some items may need to be paid in cash

For those outside Japan, Wise is the recommended payment method.

Wise is usually the most cost-effective option because it converts your currency into Japanese yen locally before sending the funds. In most cases, this results in better exchange rates and lower fees than other alternatives.

YWAM Sendai does not accept direct international wire transfers.

If you are sending money from outside Japan, you should use Wise rather than attempting a direct overseas bank transfer.

For the exact recipient details, see:

If you are already in Japan, domestic bank transfer is usually the best option.

Domestic transfers may be sent to either of YWAM Sendai’s approved bank accounts, depending on your bank, transfer fees, and personal preference.

For the exact account details, see:

If you would like to pay by credit card, Stripe may be used as a backup payment method.

Stripe is available for payments and donations, but it is generally not the preferred option when Wise or domestic bank transfer is available, because fees may be higher.

Credit card payment link:

PayPal may also be used as a backup method for payments or donations.

Like Stripe, PayPal is available for convenience, but it is generally not the preferred option when Wise or domestic bank transfer is available, because fees and exchange rates are usually less favorable.

PayPal link:

Some costs may need to be paid in cash in Japan rather than through online payment or bank transfer.

This is especially relevant for certain school-related expenses such as:

  • accommodation
  • food
  • outreach costs

If you are joining a school, you should check the relevant school finance guidance carefully so that you know which costs must be paid in cash.

See also:

Which methods are best for which situations?

Section titled “Which methods are best for which situations?”

Best option:

  • Wise

Backup options:

  • credit card via Stripe
  • PayPal

Best option:

  • domestic bank transfer

Backup options:

  • credit card via Stripe
  • PayPal

If you need to pay a cash-only cost in Japan

Section titled “If you need to pay a cash-only cost in Japan”

Best option:

  • cash in Japanese yen

After making a payment or transfer, please notify YWAM Sendai so the finance team can identify and process it correctly.

See:

If you are unsure which payment method to use, or if you have difficulty completing a payment, please contact: